- Status
- Available
- Version
- —
- Platform
- Android, iOS, Web
- License
- Open source
About this app
A free, open-source money manager that works completely offline. Everything lives in a private database on your phone — no server, no account, no analytics, no ads. Android builds don't even ask for internet access.
- Income, expenses, budgets, goals, loans and dues
- Budget warnings at 80% and over-budget flags
- Split bills, group expenses and dues
- Loan EMI schedules with a prepayment simulator
- XPENC Score (0–100) and spending stats
- Share a bank SMS or UPI screenshot in — read on your phone
- App lock with PIN, password, fingerprint or face
AndroidiPhoneWebFreeOpen source
Download & links
- Free forever — no ads, no in-app purchases, no subscription.
- iPhone: installs through SideStore or AltStore (see xpenc.in/ios).
Signal group
Discuss XPENC#xpenc
Questions, bug reports and ideas. Every Signal post tagged #xpenc shows up here, and posts from here also appear in the Signal feed.
Sign in to post in the XPENC group.
Sign inMore from ExoSynk Labs
All apps →Bookings, customers, vendors, equipment and payments for a single-hall wedding venue — all stored on the device.
Android
Coming soonView
An offline Android planner: habits, focus and Off-Grid Mode, plus alarms, reminders, notes and routines. No internet permission.
Android
Log steps, workouts, diet, body metrics and GPS activity without an online account.
Android
Coming soonView
Backs up your offline XPENC data to your own private GitHub repo and moves it between your phones.
Android