- Status
- Available
- Version
- —
- Platform
- Android, iOS, Web
- License
- Open source
About this app
A free, open-source money manager that works completely offline. Everything lives in a private database on your phone — no server, no account, no analytics, no ads. Android builds don't even ask for internet access.
- Income, expenses, budgets, goals, loans and dues
- Budget warnings at 80% and over-budget flags
- Split bills, group expenses and dues
- Loan EMI schedules with a prepayment simulator
- XPENC Score (0–100) and spending stats
- Share a bank SMS or UPI screenshot in — read on your phone
- App lock with PIN, password, fingerprint or face
AndroidiPhoneWebFreeOpen source
Download & links
- Free forever — no ads, no in-app purchases, no subscription.
- iPhone: installs through SideStore or AltStore (see xpenc.in/ios).
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